01.  Facts about Studying in Finland

• 🟡 Finland offers high-quality education with a focus on innovation and technology.
• 🟡 Known for its student-friendly environment and minimal tuition fees for EU/EEA students.
• 🟡 Offers a wide range of courses in English, particularly in higher education.
• 🟡 After study of 4 years, if your salary is 1000 Euro then you will get finish visa for 2 years. You can apply for Finland PR.
• 🟡 Unemployment benefits (5%)
• 🟡 Child education free
• 🟡 Monthly Child benefits
• 🟡 Number one happiest country in the world.
• 🟡 Number three for developed life in the world
• 🟡 Number 10 in developed education (educations course have been created with compliance of real life).
• 🟡 Women are fully secured.
• 🟡 Bengali foods are available.

02.  Facts about Studying in Finland

• 🟡 Finland has a strong emphasis on sustainability and research.
• 🟡 Relatively affordable cost of living compared to other European countries.
• 🟡 Opportunities for post-study work and pathways to permanent residency.
• 🟡 Low scholarship for 2025 session. Full funded scholarship almost off.
• 🟡 Living expenses has increased from 6720K to 9600K Euro. So, your budget need to increase like 15-20 lakhs. This increase should also be reflected in the Bank statement.
• 🟡 Job crisis (it is better to bring 6 months expenses with students)
• 🟡 VFS date issue
• 🟡 Indian visa
• 🟡 Language issue (Finish people try to stay distance from Asian)
• 🟡 High tax. But if you get PR then Government will return this tax amount as Pension.
  •    🔹 If income is less than 20K Euro, 4.5%
  •    🔹 If income is more than 20K Euro, 30%
• 🟡 6/7 months cold weather

03.  Best Courses to Study

• 🟡 Information Technology
• 🟡 Environmental Science
• 🟡 Business and Management
• 🟡 Healthcare and Nursing
• 🟡 Engineering and Technology

04.  Career Prospects

• 🟡 Opportunities in IT, Engineering, Research, and Green Energy sectors.

05.  Citizenship

Getting permanent residency (PR) or citizenship in Finland depends on factors like your residence duration, employment, studies, family ties, or asylum status. Here’s a general guide:

🟡 Permanent Residency (PR) in Finland

You can apply for a permanent residence permit if:
🔹  You have lived continuously in Finland for at least 4 years on a continuous residence permit (A permit).
🔹 You have not been outside Finland for long periods.
🔹 You still meet the conditions of your previous residence permit (e.g., employment, business, studies, or family).

🟡 Application Process:
🔹 Apply online via the Enter Finland website or at a Finnish Immigration Service (Migri) office.
🔹 Provide documents proving your stay, employment, or other residence basis.
🔹 Pay the application fee (~€160–€520).
🔹 Wait for a decision (may take months).

🟡 Finnish Citizenship

To qualify for Finnish citizenship, you must:
🔹 Have lived in Finland for at least 5 years continuously (or 7 years total, with 2 years continuous before applying).
🔹 Have a valid residence permit or be an EU citizen.
🔹 Demonstrate language proficiency in Finnish or Swedish (YKI test).
🔹 Have no serious criminal record or issues with unpaid debts/taxes.
🔹 Show means of livelihood (job, business, etc.).

🟡 Application Process:
🔹 Apply via Enter Finland or visit a Migri service point.
🔹 Pay the application fee (~€460 for adults).
🔹 Attend an interview if required.
🔹 Wait for processing (can take a year or more).

06.  Cost of Living

07.  Part Time Job

• 🟡 Allowable working hours
  •    🔹 Student: Weekly 30 hours, Monthly 120 hours for 8 months

   🔹 Full time for 4 months (during summary vacation)
🟡 Spouse can work full time
🟡 Per hour rate: Euro 9 to 13

•  
• 🟡 Job type
  • 🔹 Cleaning
  • 🔹 Food delivery
  • 🔹 Taxi driving
  • 🔹 Nursing
  • 🔹 Welder
  • 🔹 Electrician
  • 🔹 Restaurant
  •  
• 🟡 Students can work part-time during their studies (up to 30 hours/week).

01.  Intakes & Application Timeline

🟡 Semester: Yearly two semesters

02.  Qualification Requirements to Study

03.  Language Requirements

• 🔹 Proficiency in English or Finnish is required.
• 🔹 Standardized tests accepted:

04.  List of Universities & September Intakes

🟡 There are two kinds of universities in Finland

   🔹 Research University (must require IELTS/English Proficiency Test Score)
   🔹 Applied Science University (Scholarship opportunity very high)

05.  Scholarships

• 🔹 Finland Government Scholarship Pool
• 🔹 EDUFI Fellowship
• 🔹 University-specific scholarships (e.g., University of Helsinki, Aalto University).

🔹 Early Bird Scholarship (25% to 100%)

06.  Entrance Exams for Studying

🔹 Some programs may require specific entrance exams like GMAT, GRE, or field-specific tests.

07.  Study Gap

• 🔹 Study gap is acceptable (even 20 years) with valid reasons and supporting documentation.
•  

08.  Age Requirement

• 🔹 Typically, no strict age limits, but students must meet academic requirements.
•  

09.  Document Requirements to Study

🔹 Application form
🔹 ID proof
🔹 A valid passport
🔹 Birth certificate
🔹 Passport-size photos
🔹 English language proficiency certificate
🔹 Academic transcripts
🔹 Statement of Purpose (SOP)
🔹 Europe format CV/Resume or some university has specific CV formats
🔹 Proof of funds and other financial documents

10.  Medical Fitness

• 🔹 No specific medical tests are required, but students should ensure general health and fitness.
•  

11.  Insurance (before fly)

🔹 Mandatory health insurance for non-EU/EEA students.

01.  Bank Balance

• 🔹 Minimum Euro 9,600 Euro for student bank a show korte hobe
• 🔹 Spouse show 8400 euro, koto smoy rakhte hoy? Need to update
• 🔹 Baby 6000 euro (need to update
• 🔹 Anybody can be sponsor.
•  
• 🟡 If sponsor is job holder
  • 🔹 Employment certificate
  • 🔹 Pay Slip (Last 6 months)
  • 🔹 Salary Certificate (updated + Allowances)
  • 🔹 Bank Statement (Salary Account)
  • 🔹 Balance Confirmation Certificate
  • 🔹 Bank Solvency Certificate
  • 🔹 TIN Certificate
  • 🔹 Tax Certificate (updated)
  • 🔹 Tax Return Certificate along with Acknowledgement Slip (Updated)
  • 🔹 Passport
  • 🔹 NID (English Translated)
  • 🔹 Clarification of big transaction (If there is any unusual Transactions)
  • 🔹 Sponsorship Affidavit (300 Taka Stamp)

• 🟡 If Sponsor is Businessman
  • 🔹 Trade License
  • 🔹 BIN Certificate
  • 🔹 Financial statement analysis by CA Firm
  • 🔹 TIN
  • 🔹 Tax Certificate (updated)
  • 🔹 Tax return acknowledgement Slip (updated)
  • 🔹 Business Bank Statement
  • 🔹 Other income sources (if any)
  • 🔹 Clarification of big transaction
  • 🔹 Passport
  • 🔹 NID (English Translated)
  • 🔹 Sponsorship Affidavit (300 Taka Stamp)

• 🟡 If Sponsor is Self
  • 🔹 Offer Letter
  • 🔹 Scholarship Letter of Tuition Fees payment slip or payment received mail from University
  • 🔹 Health insurance (https://forms.swisscare.com/#/isie?icd=2280)
  • 🔹 Academic Certificates and Transcript
  • 🔹 IELTS Score (If Available)
  • 🔹 Passport
  • 🔹 India Visa Copy
  • 🔹 Bank Statement
  • 🔹 2 copy photo as per Finnish embassy requirement
  • 🔹 Sponsor related documents (List given below:
  • 🔹 Job Certificate / Job Appointment letter (If Available)
  • 🔹 Relationship Affidavit (300 Taka Stamp) optional

02.  Spouse & Kids

• 🔹 Family members can apply for a residence permit to accompany the student.
•  

03.  Documents Required for Finland Study Visa Process & Immigration

• 🔹 Completed visa application form
• 🔹 Valid passport
• 🔹 NID
• 🔹 Photograph
• 🔹 Academic docs attested by the Education and Foreign Ministry
• 🔹 English Proficiency test
• 🔹 Europass CV
• 🔹 Statement of Purpose
• 🔹 Admission letter from a Finnish university
• 🔹 Proof of financial stability (Bank solvency & Bank statement)
• 🔹 Health insurance
• 🔹 Police clearance
• 🔹 Letter of Recommendation
• 🔹 Research interest

01.  Post – Arrival & Accommodation

🟡 Accommodation
Ensure to book accommodation early as student housing is competitive. House rent 180-240 euro

🟡 Airport – Hotel
Public transport is efficient and affordable. Try to use UBER or BOLT

🟡 Sim Card
You need to get sim card with (5 euro talk time + 20 euro for unlimited internet) from a shop RQSQ after crossing immigratio

🟡 Residency Card, ID Card etc
🔹 DVV update (Address update): You can update DVV with prior appointment. In Helsinki, you can directly go to their office and they will accept first 20 persons from the line. Free of cost.
🔹 Need to get Social Security Card
🔹 You need to apply for Finish ID card / Police Card
🔹 If you need the card within 8 working day: 58 Euro
🔹 If you need the card within 2 working day: 76 Euro

🟡 Insurance

Same day you should update Kela Insurance Card and European Health Insurance Card. Student need to pay 37 Euro every six month.

🟡 Bank Account

Need to open a Bank Account (in Spanki or Nordia) with free of charge if your age is 18-30 years then it is free, otherwise 4 Europe. It will take 15-20 days to open bank account with Spanki.

🟡 Driving licensee (need to have eye test)

02.  Total Cost Structure